OCTOBER OFFERS 2026
FIXED RATE: From 1.90%
HYBRID MORTGAGE: Fixed rate for first 10 years from 1.55%
Become a Partner
User Area
broker hipotecario hipotea
Facebook Instagram YouTube LinkedIn TikTok

MORTGAGES

We have the mortgage you’re looking for

If you’re looking for a mortgage for a new home/project or want to replace your current mortgage with better terms, at Hipotea we have all the options you need — we adapt to your requirements to get the mortgage that best suits you, not the other way round.

FIXED MORTGAGE

The peace of mind of knowing your monthly payment won’t change

MORE INFORMATION

SPECIAL MORTGAGE

Whatever financing you’re looking for, we’ll study your case and find the best solution for you.

MORE INFORMATION

PURCHASE + RENOVATION MORTGAGE

This is the option if you need to buy and renovate your home

MORE INFORMATION

MIXED MORTGAGE

The mortgage for the most demanding customers who want it all

MORE INFORMATION

NO-COMMITMENT MORTGAGE

For those who don’t want any ties or obligations

MORE INFORMATION

BRIDGE MORTGAGE

A bridge mortgage is a type of loan that makes it possible to buy a property while you sell your current one.

MORE INFORMATION

100% MORTGAGE

The mortgage to buy your home without a deposit

MORE INFORMATION

CONSOLIDATION MORTGAGE

For those who want to consolidate all their loans into their mortgage and pay a single monthly amount

MORE INFORMATION

REQUEST YOUR MORTGAGE

APPLY

How we work

Your ideal mortgage in 3 easy steps

1-Free Preliminary Study

Through a few questions we’ll analyse the best options for your needs, without needing to submit documents, and you can answer the questions in whichever way suits you best: phone call, filling in an online questionnaire, video call…

2-Presentation of Offers

We will explain and advise you on the offers that best suit you.

3-Processing

We will take care of everything from start to finish, managing and negotiating the offer you have chosen, supporting and updating you at every step up to the signing at the notary. You will also be able to carry out all procedures and receive up-to-date information on the progress of your mortgage via our APP