MORTGAGE FIXED:

The Peace of Mind of Knowing Your Payment Won’t Change

At Hipotea Asesores, we know how important stability is to you. That’s why we offer our fixed-rate mortgage. With it, you’ll have the certainty that your monthly payment won’t vary over the years, giving you the predictability and peace of mind you need to plan your future without shocks.

FIXED RATE

1,90%

PURCHASE PRICE AND VALUATION

100%

TERM

30 years

Cartel promocional de hipoteca fija con un tren y el texto sobre la cuota estable

Why choose our Fixed-Rate Mortgage?

Long-term stability

Forget worries about market fluctuations. With a fixed-rate mortgage, your monthly payment stays the same, allowing you to organise your household finances without fear or surprises.

Exclusive Conditions

Thanks to our experience and relationships with banks, we have negotiated exceptional conditions that only our clients can enjoy. These conditions are more advantageous than those you could obtain by negotiating directly with the bank.

Personalised, Approachable Service

At Hipotea Asesores, you are not just a number. We support you throughout the process, explaining each step in clear, simple language. We are here to answer your questions and ensure you make the best decision for your future.

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Angel Romero Parra profile picture
Angel Romero Parra
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Emilio was very attentive and answered every question, even after we had applied for the mortgage.Translated from Spanish
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Raul Vivar Cano profile picture
Raul Vivar Cano
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We came across Hipotea almost by chance and with little hope after a huge disappointment with the bank we had used all our lives.

From our first meeting with Emilio to discuss our case, I knew we had made the right choice, and the following weeks only confirmed it.

Resourceful, tireless and very knowledgeable about his work, he advised us and patiently supported us throughout the process. Everything moved so quickly and smoothly that within a few days we had a positive assessment from another bank, with very good terms indeed (it will be a long time before that interest rate is seen again).

A few days ago we were finally at the notary’s office. With so many documents and so much ceremony, I felt intimidated (as the saying goes, there is nothing more serious than a mortgage), but as soon as Emilio walked through the door I relaxed, because I knew we had someone on our side.

My only regret is not having met them sooner, because it would have saved us a great deal of upset and frustration.Translated from Spanish
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laura morgado parrado profile picture
laura morgado parrado
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Fantastic service. We bought a property in another region and received a great deal of help. They gave us confidence from the start, especially Emilio, who handled everything for us and continues to help us. I recommend him 100%.Translated from Spanish
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Rafael Bueno Moreno profile picture
Rafael Bueno Moreno
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My experience with Emilio has been, and will continue to be, a 10.
An entirely positive experience. He is always available to help and answer questions, during working hours and outside them. Thanks to him, buying our flat has been a much calmer and more satisfying process. If you are looking for a financial adviser and reading this, do not hesitate to call him. 100% recommended!
Thank you for everything, Emilio. You are brilliant.Translated from Spanish
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Alejandra Cfernandez profile picture
Alejandra Cfernandez
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We happened to turn to Emilio at Hipotea after a recommendation from people we knew. It was the best decision we could have made. He made things easy, guided us every step of the way and stood by us. Today we can say we have our home thanks to him.Translated from Spanish
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Francisco Alcalá Romero profile picture
Francisco Alcalá Romero
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I thought my application was impossible, but Julio made it straightforward.Translated from Spanish
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Adrian Chica Lopez profile picture
Adrian Chica Lopez
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Exceptional service from Julio. It would not have been possible without his help. I could not be more grateful.Translated from Spanish
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Antonio Ruiz Esquinas profile picture
Antonio Ruiz Esquinas
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It was a pleasure to work with them. They supported us throughout the process, answered all our questions and found the bank that granted us the mortgage. Thank you so much for everything. We will turn to you whenever we need you.Translated from Spanish
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Adrian Perales Del Rey profile picture
Adrian Perales Del Rey
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I have been lucky enough to meet both a good person and an outstanding professional in Emilio.
Always willing to help me and resolve every detail and every question, at any time.
For me, he will always be the best part of the deal.
Thank you for everything, Emilio. It has been a pleasure working with you. You made everything so easy for me. We need more people like you. 👏🏻👏🏻👏🏻Translated from Spanish

We study your profile and needs

We will carry out an assessment to understand your needs and find the mortgage that best suits you

We search across all market options

We apply for a mortgage with the majority of banks and personally negotiate the conditions.

We support you in choosing and signing

We will provide the best options, guide you in the choice and help you understand everything.

WE ANSWER THE MOST COMMON QUESTIONS YOU MAY HAVE

The savings we obtain for you must far outweigh our fees, so our service will not only pay for itself but you will save a lot of money. Also, the assessment is free and without obligation; if it doesn’t convince you, you pay nothing.

 

We represent thousands of clients, which allows us to secure better conditions through volume. Who do you think gets better prices on fruit, a large supermarket or an independent greengrocer? For the same reason we get better prices.

 

The assessment is completely FREE. In it we will learn about your needs and current situation. From there we will search for a mortgage that fits your requirements.

We are your mortgage tailor, we fight for you and your interests; We work solely for your interests so we will only present the options that best suit you. We only charge if you win and secure the best conditions.