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Mortgage Affordability Calculator
mortgage affordability simulator
Find out your likelihood of getting a mortgage, the price you could afford and what your payments and costs would be in a much more realistic way.
Are you thinking of buying a property and want to know if you could realistically get a mortgage before taking the wrong steps? Our mortgage affordability calculator helps you find out quickly, clearly and personally whether your profile shows a low, medium or high probability of the application succeeding.
To do this, we analyse the data that usually have the greatest influence in a mortgage assessment, such as your income, expenses, savings, job stability and details of the transaction. With that information, you will get an easy-to-understand result, accompanied by a clear explanation of the reasons why your case sits at one probability level or another.
But this simulator goes beyond a simple viability guide. It also gives you a much more complete financial estimate so you don't have to guess key figures before you start. You'll learn not only your options, but also a far more realistic view of the purchase you could afford.
With this simulator you can:
- Know whether your profile has a low, medium or high probability of fitting into a mortgage.
- Understand which factors the result is based on and why your case fallsat that level.
- Receive advice to improve your profile if your probability is medium or low.
- Discover up to what house price you could realistically aim for if the purchase you had in mind doesn’t fit today.
- Obtain a more accurate calculation of costs, taking into account the autonomous community and personal circumstances that can affect taxes.
- See a much more useful and realistic estimate of the monthly payment.
- Have amore complete guide on variables that cause a lot of uncertainty, such as the real amount required, the term and the most reasonable mortgage scenario.
- Receive a clear, visual report with all the information summarised.
Unlike a basic calculator, this tool does not limit itself to giving you a single isolated figure. It combines the probability of your operation’s viability with a much more complete financial estimate, so you can better understand your situation and make decisions with greater confidence from the outset.
Try our mortgage viability simulator now and discover which realistic options you could have before taking the next step.
If you have any questions, we are available to provide personalised advice.